Quick Start Guide

Start earning 1.5% daily in under 5 minutes.

What You Need

Step-by-Step

1. Visit xPool Finance

   Go to xpool.finance in your browser.

2. Connect Your Wallet

   Click "Connect Wallet" and select MetaMask or Trust Wallet. Make sure you're on BNB Chain (BSC).

3. Enter Deposit Amount

   Click "Start Earning Now". Enter the amount you want to deposit (minimum 10 USDT). Add a referrer address if you have one.

4. Confirm the Transaction

   Click "Deposit USDT". Your wallet will prompt you to approve the USDT spend and then confirm the deposit — both happen automatically in one flow.

5. Start Earning!

   Your ROI starts accruing immediately — per second. You can claim your earnings at any time from the Dashboard tab.

Wallet Setup

How to set up your wallet for xPool Finance.

Recommended Wallets

Wallet	Platform	Best For
MetaMask	Browser Extension + Mobile	Desktop users, most popular
Trust Wallet	Mobile (iOS/Android)	Mobile users, easiest setup

Setting Up BNB Chain

MetaMask

1. Install MetaMask from metamask.io
2. Open MetaMask → Settings → Networks → Add Network
3. Enter BNB Chain details:

Field	Value
Network Name	BNB Smart Chain
RPC URL	https://bsc-dataseed.binance.org/
Chain ID	56
Symbol	BNB
Block Explorer	https://bscscan.com

Trust Wallet

Trust Wallet has BNB Chain built-in by default. Simply:

1. Download Trust Wallet from your app store
2. Create or import a wallet
3. Switch to "Smart Chain" network
4. Visit xpool.finance in the built-in browser

How It Works

Understanding the xPool Finance protocol.

The Simple Version

You deposit USDT into the xPool smart contract. The contract calculates ROI at 1.5% daily, accruing per second. You can claim your ROI earnings at any time. After 45 days, you can close your position and get your full capital back plus any unclaimed ROI.

Individual Deposit Tracking

Every deposit you make is tracked independently:

• Each deposit has its own 45-day timer
• Each deposit accrues its own ROI
• Each deposit can be claimed or closed separately
• You can have up to 500 active deposits per wallet

The Lifecycle of a Deposit

1. Deposit

   You deposit USDT (min $10). A 5% protocol fee is taken from the pool balance. ROI starts accruing immediately.

2. Earn Daily (Days 1-45)

   You earn 1.5% daily on your deposited amount. ROI accrues per second and is claimable anytime with zero fees.

3. Capital Unlocks (Day 45)

   After 45 days, your capital is unlocked. You can now close your position for a full exit.

4. Close Position

   Claim your full capital + any unclaimed ROI. Position permanently closes. 5% protocol fee applies from pool.

Deposits

Everything about depositing into xPool Finance.

Deposit Requirements

Requirement	Details
Minimum deposit	10 USDT
Maximum deposit	No limit
Max deposits per wallet	500 active deposits
Token	USDT (BEP-20) on BNB Chain
Gas cost	~$0.30-0.50 BNB

What Happens When You Deposit

1. USDT transfers from your wallet to the contract
2. 5% protocol fee is deducted from the pool balance (not your deposit)
3. Referral commissions are paid (if a referrer was set and qualifies)
4. ROI starts accruing immediately at 1.5% daily
5. 45-day timer begins for capital lock

Auto Approve + Deposit

The xPool interface automatically handles USDT approval and deposit in a single flow. You'll see two wallet prompts:

1. Approve — allows the contract to spend your USDT (one-time per amount)
2. Deposit — fires automatically after approval confirms

No manual second click needed.

Earnings & ROI

Understanding your daily returns and how ROI works.

ROI Rate

Every deposit earns 1.5% daily (547% APY). ROI accrues per second, not per day — so you're earning continuously from the moment you deposit.

Earnings Examples

Deposit	Daily	Weekly	45 Days	90 Days
$10	$0.15	$1.05	$6.75	$13.50
$100	$1.50	$10.50	$67.50	$135.00
$500	$7.50	$52.50	$337.50	$675.00
$1,000	$15.00	$105.00	$675.00	$1,350
$5,000	$75.00	$525.00	$3,375	$6,750
$10,000	$150.00	$1,050	$6,750	$13,500

Claiming ROI

• ROI is claimable anytime — zero fees, zero waiting
• Claimed ROI goes directly to your wallet in USDT
• Your position stays open and keeps earning after a claim
• You can claim as often as you like

Lifetime ROI Cap

Each deposit has a 500% lifetime ROI cap. Once your total ROI reaches 5x your deposit amount, that position stops accruing.

Example: A $1,000 deposit can earn up to $5,000 in total ROI (about 333 days at 1.5%/day).

Withdrawals

How to withdraw your earnings and capital.

Three Ways to Withdraw

Daily Withdrawal Cap

There is a 10% daily withdrawal cap based on the total pool balance. This prevents the pool from being drained in a single day and ensures everyone can access their funds.

• If pool has $100,000 → max $10,000 can be withdrawn today
• Limit resets every 24 hours
• Applies to all outgoing transfers (claims, closes, emergencies)

Emergency Exit

How the emergency close mechanism works.

When to Use Emergency Close

Emergency close is available for any deposit at any time — even on day 1. Use it when you need your funds urgently and can't wait for the 45-day lock to expire.

How It Works

Component	Details
Availability	Anytime, 24/7
Penalty	50% of total payout (capital + unclaimed ROI)
Penalty destination	Stays in pool (benefits remaining depositors)
Position after	Permanently closed

Example

Day 20 with $1,000 deposit:

• Accrued ROI: $300 (20 × $15/day)
• Total before penalty: $1,300
• 50% penalty: $650 (stays in pool)
• You receive: $650

Referral Programme

Earn commissions by inviting others to xPool Finance.

How It Works

1. Deposit at least $100 USDT total to activate referral earnings
2. Share your referral link: xpool.finance?ref=YOUR_WALLET
3. When someone deposits using your link, you earn a commission instantly
4. Commissions are paid in USDT directly to your wallet — no claiming needed

Commission Structure

xPool features a 5-level deep referral programme. You earn commissions not just on direct referrals, but on their referrals too:

Level	Commission	Description
Level 1	5.0%	People you refer directly
Level 2	3.0%	People they refer
Level 3	2.0%	3rd generation referrals
Level 4	1.0%	4th generation referrals
Level 5	0.5%	5th generation referrals
Total	11.5%	Combined across all levels

Example

Your direct referral deposits $1,000 → you earn $50 instantly (5%).
Their referral deposits $1,000 → you earn $30 instantly (3%).

Commission Levels

Deep dive into the 5-level referral structure.

How Levels Work

When someone deposits using a referral link, commissions are distributed up the chain:

• Level 1 (5%) — goes to the person who directly referred the depositor
• Level 2 (3%) — goes to the person who referred the Level 1 referrer
• Level 3 (2%) — goes to the person one level above that
• Level 4 (1%) — continues up the chain
• Level 5 (0.5%) — 5th person in the chain

Each referrer in the chain must have at least $100 deposited to receive their commission. If they don't qualify, that level's commission stays in the pool.

Anti-Gaming Rules

• No self-referrals — the contract prevents referring yourself
• No circular referrals — A→B→A chains are blocked
• $100 minimum — must deposit $100+ to earn commissions
• Set once — referrer is permanent once a user's first deposit is made

Vanity Usernames

Register a custom referral link.

What Are Usernames?

Instead of sharing long wallet addresses, you can register a unique username for a cleaner referral link:

Instead of: xpool.finance?ref=0x1234...5678
You get:    xpool.finance?ref=yourname

Rules

• 3-20 characters
• Lowercase letters, numbers, and underscores only
• Must be globally unique
• Can be changed (costs gas)
• Stored on the blockchain — permanent and verifiable

How to Register

1. Go to xpool.finance
2. Navigate to the Invite tab
3. Enter your desired username
4. Confirm the transaction in your wallet (small gas fee)

Security Model

How xPool Finance protects your funds.

Core Security Features

What "Immutable" Means

Once the smart contract is deployed to the blockchain, nobody can change it. There is:

• No upgrade() function
• No pause() function
• No setFee() function
• No withdraw() (admin) function
• No proxy pattern
• No delegatecall

The contract owner is permanently set to 0x0000000000000000000000000000000000000000 — the zero address. This means literally nobody has admin access.

Audit Report

Professional security audit results.

Audit Summary

Category	Result
Auditor	HazeCrypto
Critical Issues	0 Found
High Issues	0 Found
Reentrancy Protection	✅ Verified
Safe Transfers	✅ Verified
Admin Backdoors	✅ None Found
Contract Verified	✅ On BSCScan

What Was Audited

• Deposit and withdrawal logic
• ROI calculation accuracy
• Referral commission distribution
• Emergency close penalty mechanism
• Daily withdrawal cap enforcement
• Reentrancy attack vectors
• Integer overflow/underflow protection
• Access control (owner = address(0))

Smart Contract

Contract address, verification, and direct interaction.

Contract Address

0x0b1E43EDF72B7Bf2F4AeD163e688C0b46d732104

Network: BNB Smart Chain (BSC Mainnet) — Chain ID 56

Verification

The contract source code is fully verified and readable on BSCScan:

• 📄 View Source Code on BSCScan
• 📊 Read Contract (view stats)
• ✏️ Write Contract (direct interaction)

Direct Interaction

You can interact with xPool directly via BSCScan — no website needed:

1. Go to BSCScan → Write Contract
2. Click "Connect to Web3"
3. Call functions like deposit, claimROI, closePosition

Published Deployer Key

Proof of no special access.

Why We Publish the Deployer Private Key

By publishing the private key of the wallet that deployed the contract, we prove:

• No hidden admin access — anyone can verify this was the deploying wallet
• No special powers — the contract owner is address(0), so this key does nothing
• Full transparency — we have nothing to hide

The Key

Private Key: 8e7e015d21e02e3a482cf87e73eef12b03b516f7471ecf75eb77eb2f64f950f0

Protocol Parameters

All configurable parameters hardcoded in the smart contract.

Core Parameters

Parameter	Value	Description
Daily ROI	1.5%	Returns per day on each deposit
Capital Lock	45 days	Time before capital can be withdrawn penalty-free
Emergency Penalty	50%	Fee for early exit (stays in pool)
Min Deposit	10 USDT	Minimum amount per deposit
Max Deposits	500	Maximum active deposits per wallet
Lifetime ROI Cap	500%	Max ROI per deposit (5x principal)
Protocol Fee	5%	Fee from pool on transactions
Daily Withdrawal Cap	10%	Max outflow per day (% of pool)

Referral Parameters

Parameter	Value
Level 1	5.0%
Level 2	3.0%
Level 3	2.0%
Level 4	1.0%
Level 5	0.5%
Total	11.5%
Activation Threshold	100 USDT deposited

Addresses

Address	Purpose
0x0b1E43...2104	xPool Contract (v4)
0x55d398...7955	USDT (BEP-20, 18 decimals)
0xCb0b6D...4075	Protocol Fee Wallet
0x000000...0000	Contract Owner (renounced)

Earnings Calculator

Estimate your potential earnings.

ROI Calculator

Rate: 1.5% daily (547% APY)

Deposit	Daily	Weekly	Monthly	45 Days	90 Days
$10	$0.15	$1.05	$4.50	$6.75	$13.50
$50	$0.75	$5.25	$22.50	$33.75	$67.50
$100	$1.50	$10.50	$45.00	$67.50	$135.00
$500	$7.50	$52.50	$225.00	$337.50	$675.00
$1,000	$15.00	$105.00	$450.00	$675.00	$1,350
$5,000	$75.00	$525.00	$2,250	$3,375	$6,750
$10,000	$150.00	$1,050	$4,500	$6,750	$13,500

Referral Earnings Example

If you refer 10 people who each deposit $1,000:

Source	Calculation	Earnings
L1 Referrals (10 × $1K)	$10,000 × 5%	$500
Your own deposit ROI ($1K × 45d)	$1,000 × 1.5% × 45	$675
Total in 45 days		$1,175

Frequently Asked Questions

Quick answers to common questions.

Is xPool safe?

xPool has been professionally audited by HazeCrypto with no critical issues. The contract is immutable with zero admin keys. However, all DeFi carries risk — only invest what you can afford to lose.

What's the minimum deposit?

10 USDT. There is no maximum.

When can I withdraw my earnings?

Anytime. ROI is claimable 24/7 with zero fees.

When can I get my capital back?

After 45 days from each individual deposit. Or use emergency close anytime (50% penalty).

What if the website goes down?

Your funds are safe in the smart contract regardless. You can interact directly via BSCScan.

Can the team steal my funds?

No. The contract owner is address(0) — nobody has admin access. The deployer private key is published. There are no emergency withdrawal functions for admins.

What token do I need?

USDT (BEP-20) on BNB Chain. Plus a small amount of BNB for gas (~$0.50).

How are referral commissions paid?

Instantly and automatically. When someone deposits using your link, your commission is sent directly to your wallet in USDT.

Can I make multiple deposits?

Yes, up to 500 per wallet. Each deposit is tracked independently with its own timer and ROI.

What happens if the pool runs out?

Transactions will revert (fail). Your position stays open and you lose nothing. Try again when more funds are in the pool.

Is there a daily limit on withdrawals?

Yes — 10% of the total pool balance per day. This protects against drain attacks.

Glossary

Key terms and definitions.

Term	Definition
APY	Annual Percentage Yield — the total return over one year including compounding
BEP-20	Token standard on BNB Smart Chain (like ERC-20 on Ethereum)
BNB Chain	BNB Smart Chain (BSC) — the blockchain where xPool runs
BSCScan	Block explorer for BNB Chain — view transactions and contract code
Capital Lock	45-day period during which your deposited principal cannot be withdrawn penalty-free
DeFi	Decentralised Finance — financial services built on blockchain
Emergency Close	Early exit from a locked position with 50% penalty
Gas	Small fee (in BNB) paid for each blockchain transaction
Immutable	Cannot be changed — the contract code is permanent
Pool	The total USDT balance held in the smart contract
Position	A single deposit with its own timer, ROI, and lifecycle
ROI	Return on Investment — the earnings generated by your deposit
TVL	Total Value Locked — the total amount deposited in the protocol
USDT	Tether — a stablecoin pegged to $1 USD
Wallet	Software that stores your crypto keys (MetaMask, Trust Wallet)